Payday loans are designed to help get you through a short term financial situation that arises unexpectedly. Repayment terms up to 18 months
While you can apply for up to £3500, it is recommended that you apply for the smallest amount that will cover your current short term cash shortage.
We know that you are not here because you want to be. Our goal is to you is to help you get a loan as fast as possible without wasting your time or energy!
You can apply and receive a lending decision any time of day or night. Your application is accepted 24/7 and you will have a lending desion promptly upon receipt.
We know that financial emergencies don’t always wait for the business week to begin. This is why we provide service to you on weekends, holidays and any day!
When you apply with Handy Loan, your data is 100% secured. Our entire website is secured by Comodo SSL 256 bit encription which ensures youe data is safe!
"Payday loans are designed for short term cash shortfalls only and not to be used for frivilous spending... "
"Charges and fee's for short term loans are regulated by the UK government for your protection!"
At Handy Loan it is easy to to apply for payday loans. If you can spare 15 minutes, you can completely read through our website and complete the application. The minimum requirement are set by UK law and are easy for most people to meet. The basic requirements are simple:
If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgement), or attempt to enforce, the lenders rights against you under your agreement.
Decisions for an payday loan is usually made within a few moments online. If you are approved then the money could get transferred in an hour* which allows you to have cash quickly and without hassle. Let’s face it, if you are here looking for a payday loan you likely have a blemish or two on your credit report. At Handy Loan we understand this and our loan process takes into account your current ability to repay your loan over any past credit troubles you may have had. We have access to over 40 UK lenders and whilst this isn’t a guarantee that you will get funded, it does give you a good chance of finding a loan to suit you. Bad credit does not automatically disqualify you.